Combatting Money Laundering in Cyber Crime Act of 2025

This Act may be cited as the Combatting Money Laundering in Cyber Crime Act of 2025.
Section 3056(b) of title 18, United States Code, is amended—
in paragraph (1), by striking 871, or 879 and inserting 871, 879, or 1960; and
in paragraph (3)—
by inserting money laundering, structured transactions, after documents or devices,;
by striking federally insured; and
by inserting , as defined in section 5312 of title 31 after institution.
Section 310(d)(3)(A) of title 31, United States Code, is amended, in the matter preceding clause (i), by striking 5 years and inserting 10 years.
Section 7125(b) of the Otto Warmbier North Korea Nuclear Sanctions and Enforcement Act of 2019 (22 U.S.C. 262p–13 note) is amended by striking 6 and inserting 10.
Not later than 1 year after the date of enactment of this Act, the Government Accountability Office shall conduct a study and submit to the Committee on Financial Services of the House of Representatives and the Committee on Banking, Housing, and Urban Affairs of the Senate a report on the implementation of section 6102 of the Anti-Money Laundering Act of 2020 (title LXI of division F of the William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021 (Public Law 116–283; 134 Stat. 4552)).
In conducting the study under subsection (a), the Government Accountability Office shall focus on evaluating the ability of law enforcement to identify and deter money laundering in cyber crimes.