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HB 908 Pub

Interest Rates - As enacted, removes the weighted average yield of the accepted offers of the Federal National Mortgage Association's current free market system auction and the 30-year treasury yield as the two bases upon which the maximum effective rate of interest on home loans may be set by the commissioner of financial institutions, and replaces them with the average prime offer rate. - Amends TCA Title 45 and Title 47.

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Legislative Timeline

26 actions
  1. Apr 28, 2025 lower
    Pub. Ch. 290
  2. Apr 28, 2025 lower
    Effective date(s) 07/01/2025
  3. Apr 24, 2025 lower
    Signed by Governor.
  4. Apr 16, 2025 lower
    Transmitted to Governor for his action.
  5. Apr 14, 2025 upper
    Signed by Senate Speaker
  6. Apr 10, 2025 lower
    Signed by H. Speaker
  7. Apr 8, 2025 lower
    Enrolled; ready for sig. of H. Speaker.
  8. Apr 7, 2025 upper
    Passed Senate, Ayes 24, Nays 5, PNV 1
  9. Apr 4, 2025 lower
    Placed on Senate Regular Calendar for 4/7/2025
  10. Mar 20, 2025 lower
    Senate Reset on calendar for 4/7/2025
  11. Mar 18, 2025 lower
    Placed on Senate Regular Calendar for 3/20/2025
  12. Mar 17, 2025 lower
    Senate substituted House Bill for companion Senate Bill.
  13. Mar 17, 2025 lower
    Senate Reset on calendar for 3/20/2025
  14. Mar 6, 2025 lower
    Received from House, Passed on First Consideration
  15. Mar 4, 2025 lower
    Engrossed; ready for transmission to Sen.
  16. Mar 3, 2025 lower
    Passed H., Ayes 90, Nays 0, PNV 0
  17. Feb 27, 2025 lower
    H. Placed on Consent Calendar for 3/3/2025
  18. Feb 26, 2025 lower
    Rec. for pass; ref to Calendar & Rules Committee
  19. Feb 26, 2025 lower
    Placed on cal. Calendar & Rules Committee for 2/27/2025
  20. Feb 19, 2025 lower
    Rec. for pass by s/c ref. to Commerce Committee
  21. Feb 19, 2025 lower
    Placed on cal. Commerce Committee for 2/26/2025
  22. Feb 12, 2025 lower
    Placed on s/c cal Banking & Consumer Affairs Subcommittee for 2/19/2025
  23. Feb 10, 2025 lower
    Assigned to s/c Banking & Consumer Affairs Subcommittee
  24. Feb 6, 2025 lower
    P2C, ref. to Commerce Committee
  25. Feb 5, 2025 lower
    Intro., P1C.
  26. Feb 4, 2025 lower
    Filed for introduction
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